In a fast-moving market, being able to act quickly and confidently makes all the difference. Rather than working through your local bank, the high street, or endless online searches, all of which are typically limited to their own mortgage products, Walker Wylie Mortgages gives you genuinely independent, impartial advice, with your requirements front and centre throughout.
Let Walker Wylie Mortgages guide you through the entire mortgage process, from A to Z, liaising with estate agents, solicitors, and surveyors as needed, and securing an Agreement in Principle (AIP) with a lender, so you’re ready to move the moment you find the right property.
Why stay on your lender’s Standard Variable Rate (SVR) once your current deal ends, when remortgaging or accepting a product transfer from your existing lender, could save you money?
Walker Wylie Mortgages offers independent, impartial advice on whether remortgaging could help you cut your interest rate, reduce your monthly payments, release equity, or shorten your mortgage term. Whatever your reason for considering a switch, we’ll search the market to find the best available deal for your circumstances.
With interest rates where they are, now could be the right time to reduce your mortgage term. Remortgage to a lower rate while keeping your monthly payments at the same level, and you could pay off your mortgage significantly faster.
Releasing equity to pay off higher-interest debts can work in your favour. After reviewing your existing debts, we can advise whether consolidating them makes financial sense potentially reducing what you pay back overall.
Switching lenders, or moving to a different deal with your current lender (a product transfer), could lower your monthly repayments.
Release equity to fund renovations or extend your property.
Whatever your reason for switching lenders or arranging a product transfer, Walker Wylie Mortgages is here to help.
Demand for rental property remains strong across much of the country, as many buyers find it harder to secure a residential mortgage. We can help you navigate a buy-to-let mortgage, though be aware that lending criteria are stricter: most lenders ask for a deposit of at least 25% of the property value, and recent legislation means investment properties attract a higher rate of stamp duty.
How much a lender will offer depends largely on the property’s rental yield, so it’s worth doing your research and setting realistic expectations before proceeding. Buy-to-let mortgages also typically carry higher interest rates and arrangement fees than residential mortgages.
Weighing up all your options is the key to securing the right mortgage for your circumstances. Walker Wylie Mortgages will explore the whole market on your behalf and because we’re independent, with no ties to any single lender, we can tailor a solution that genuinely suits you.
Whether you’re buying your first home, moving up the property ladder, releasing equity for family or investment purposes, or building a property portfolio Walker Wylie Mortgages can help.
Your initial consultation is completely free, and as a fully independent service, we’re able to build the right solution around you, not around a lender’s product range.
Mortgage calculators are online tools that allow users to calculate the monthly payments on an amount borrowed, over a set period of time at a specific interest rate. The following is such a calculator that will produce monthly payments on the aforementioned basis (please note that this calculator is for illustrative purposes only)
It’s generally recommended that you protect your mortgage against life’s uncertainties death, critical illness, or being unable to work due to accident or sickness.
Our fully qualified, FCA-regulated mortgage partners at Walker Wylie Mortgages will talk you through this important area, making sure you and your family are protected for whatever comes.
Walker Wylie Mortgages is a trading name of Holyrood Asset Management Ltd. Holyrood Asset Management Ltd are a longstanding firm who are authorised and regulated by the Financial Conduct Authority (FCA Number 192637). They are fully authorised to provide an advice service in mortgages, protection, pensions and investments.
